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Financing Your New Air Conditioning or Heating Equipment Purchase

Alabama Power - Smart Financing

Fast, affordable financing for home energy projects

When it comes to keeping your home comfortable, there’s no time to waste. Smart Financing makes it easy for you.

The Benefits of Smart Financing:

  • Competitive rates - Whether you have A+ credit or experienced challenges in the past, we offer flexible rate options to fit your budget along with fast credit approval.
  • Trusted name - Alabama Power has been a trusted name and company since 1906. You can rest assured your financial information is secure.
  • Anyone can apply - You do not have to be an Alabama Power customer to apply for Smart Financing. We only require the project address be in the state of Alabama.

Please contact us to apply or learn about special financing promotions.


Hassle Free Monthly Payments with no credit necessary!

Microf is a relationship based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network.

5 Things You Need to Know About Microf:

  • We specialize in lease purchase financing for residential replacement HVAC systems.
  • We have a simple application process.
  • We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
  • We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
  • Customers can take advantage of meaningful monthly payment and early purchase option discounts.

Call us for more information on how the Microf program can work for you.

Apply Now